Which Companies Offer the Cheapest Car Insurance in Montana?

Insurance is something that we all probably dread buying, but we need to have it to make sure we're covered in an accident.

With everyone looking to save some money here and there, I wondered about who offered the cheapest car insurance in Montana.

How Location Impacts Your Insurance Premium in Montana

There are plenty of factors that go into how much you'll pay for your insurance.

Your age, your car's age, and your driving record, such as speeding tickets or DUIs, all of them matter. It also depends on if you get liability or full coverage.

Where you live also can change how much you'll pay for car insurance, so let's take a look at some of the numbers when it comes to car insurance in Montana.

A car insurance form sits under a calculator, a toy car, and hundred dollar bills
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The Montana Towns Paying the Most (and Least) for Car Insurance

First, let's see what cities have the cheapest and most expensive monthly premiums.

Oh, also, all these numbers come courtesy of Way.com and are found on Stacker.com.

Most Expensive Avg. Monthly Premium:

  1. Wyola: $193
  2. Lodge Grass: $193
  3. Fort Smith: $191
  4. St. Xavier: $187
  5. Crow Agency: $187

Least Expensive Avg Monthly Premium:

  1. Billings: $141
  2. Missoula: $144
  3. Helena: $145
  4. Bozeman: $152
  5. Great Falls: $154

So now that we know what towns are paying the most and least for insurance, what company will help save you the most?

Cheapest Liability Per Month:

  1. State Farm: $16
  2. USAA: $17
  3. Progressive: $46
  4. Farmers: $58
  5. Allstate: $82

Cheapest Full Coverage Per Month:

  1. State Farm: $83
  2. Nationwide: $91
  3. USAA: $100
  4. Progressive: $202
  5. Farmers: $220

LOOK: 11 Violations That Will Drive Your Insurance Rates Sky-High in Montana

According to "The Zebra," on average this is how much an insurance company in Montana will raise your rates for certain violations.

Gallery Credit: Michelle Heart

KEEP SCROLLING: Ranking The Worst Out Of State Drivers In Montana

A recent post on the Montana subreddit said these were the worst out of state drivers in Montana.

Gallery Credit: Nick Northern

LOOK: 11 Ways We're Judging How You Drive in Montana

Think you're a good driver? Think again as you take a look at the 11 biggest driving pet peeves Montanans face each and every day. Thanks to a Lending Tree survey commissioned by QuestionPro, we now know the 11 Ways We're Judging How You Drive in Montana. See the link in the #1 entry for additional pet peeves and complete methodology.

Gallery Credit: Scott Clow